Product Description

Get your spending under control and create a budget that will get you on the road to financial freedom. In an age of information overload, many simply don't have the time, knowledge or organizational skills to create a simple, functional system for managing personal finances. Now in its fourth edition, The Budget Kit: The Common Cents Money Management Workbook is a best-selling classic that has helped hundreds of thousands of people across America develop effective budgets and gain financial freedom. Even if you are using a financial software program, you will find the concepts in The Budget Kit to be essential to your understanding of budgeting.

In the completely revised and updated fourth edition, Lawrence tackles the unique challenges faced in the digital society in which we live. The increased use of debit cards, automatic withdrawals, direct paycheck deposits and online bill payment systems have distanced us from our money like never before. Lawrence guides you through the electronic shift to a cashless society, and keeps you connected to your money. This new and updated edition also comes with budgeting starter software to help you achieve your financial goals.

Product Details

• Amazon Sales Rank: #597666 in Books
• Published on: 2001-03-01
• Original language: English
• Number of items: 1
• Binding: Paperback
• 139 pages

Review
"A foolproof way to organize and maintain a personal budget." - Publishers Weekly -- Review

Review
“A foolproof way to organize and maintain a personal budget.”—Publisher’s Weekly

“I recommend The Budget Kit over other budget books because it doesn’t just give you blank spaces to fill in. It really explains the hows and whys. Even if you’re already in debt it can help you pay off those debts when you know where the money is.”—Terry Savage, Author, The Savage Truth on Money

From the Publisher
Budgeting Just Got Easy

Simply having money does not necessarily guarantee your ability to manage it. In an age of information overload, many of us simply don’t have the time, knowledge, or organizational skills to set up a simple, functional system for managing our daily, monthly, and yearly finances. That’s where The Budget Kit comes in—practical, comprehensive, and easy-to-use, this bestselling classic shows you how to put your financial house in order and take the first steps toward financial independence.

Even if you are using a financial software program, you will find the concepts in The Budget Kit to be essential to your understanding of budgeting. Whether you make $30,000 or $100,000, if you follow the guidelines in this manual, you will be well on your way to creating the freedom and ability to achieve your personal and financial goals.

Praise for previous editions of The Budget Kit:

“The Budget Kit is a budgeting workbook that’s truly usable. Judy Lawrence breaks the job into easy-to-take steps.”

—Kiplinger’s Personal Finance magazine

“One of the most usable resources we’ve ever seen.”

—Money magazine

“I recommend it over other budget books because it doesn’t just give you blank spaces to fill in. It really explains the hows and whys. Even if you’re already in debt it can help you pay off those debts when you know where the money is.”

—Terry Savage, Author, The Savage Truth On Money

“A foolproof way to organize and maintain a personal budget.”

—Publishers Weekly

Customer Reviews

This is *NOT* a "Kit" and No CD INCLUDED!
Though several of the reviews and used editions of this book refer to a CD, this so-called "kit" does not include a CD. In fact, the book has a URL link to a moneytracker dot com website with offers to purchase thirteen dollars worth of spreadsheets separately.

I don't like this misleading marketing of a book and it is a disappointment that so many reviewers let this author off the hook for calling this paper-and-pencil workbook a "kit."

In 2008, it is reasonable to expect a book about spreadsheets to offer the spreadsheets themselves at no extra charge.

Can't say enough great things about this book!
When i bought this book, I was deep in debt... i think i bought it with my credit card. When the book called for me to take a month to just write down each and every purchase, it was a shock that i needed to realize just how much money i waste every day. In a few months time, I was out of the hole i was in, and now using the tools i learned from that book, I'm completely debt free. During which time, I've paid off a car, and actually have a savings account! This book is worth more than words can say, but you have to apply to it and use the tools that work for you.

A no nonsense hardcopy budget system
I have tried many software based budget programs and most contain features that are rarely used or very specific to certain users. This book provides a customizable, no nonsense, hardcopy based, useful system that needs no batteries, power cords or laptop connection. With this system you can work on your budget in the middle of the desert or on top of a mountain...no cords attached.