Product Description

For every prospective homebuyer there is a unique financial situation. Some may have past or current credit issues, others lack cash-on-hand for a down payment, and many have unpredictable incomes. But this doesn't mean these folks are any less entitled to own a home.

Who Says You Can't Buy a Home! gives readers plenty of proven, powerful ways to overcome perceived obstacles to home ownership. Real estate and home-buying authority David Reed tells hopeful buyers everything they need to know about establishing credit, using government mortgage and zero money down programs, buying foreclosures, getting subprime loans, buying without a mortgage, and much more.

And for those with shaky credit, Who Says You Can't Buy a Home! offers priceless advice on managing credit scores and reports, repairing bad credit, and other crucial steps that can make the difference between owning a home and being turned down. The book also shows how to avoid predatory lenders and common mistakes, while giving readers the confidence and know-how to get the home they've always wanted.

Product Details

• Amazon Sales Rank: #164591 in Books
• Published on: 2006-06-16
• Original language: English
• Number of items: 1
• Binding: Paperback
• 240 pages

Review
This mortgage-broker author is on the side of home buyers and real estate agents as he explains how mortgage lenders look at borrowers in this `tell all' book. -- Robert Bruss, Syndicated Real Estate Columnist

Review

“... uses layman’s terms in a easy, informative way…. realistic, and even uses humor to help the reader on his way."

-Newsday

“If you are a home buyer, homeowner, or residential real estate sales agent, there should be a law requiring you to read David Reed’s new mortgage insider secrets book Who Says You Can’t Buy a Home….On my scale of one to 10, this superb new book rates an off-the-chart 12.”

---Robert Bruss, nationally syndicated real estate columnist

Review

"If you are a home buyer, homeowner or residential real estate sales agent, there should be a law requiring you to read David Reed's new mortgage insider secrets book, Who Says You Can't Buy a Home?...A book reviewer is supposed to remain unenthusiastic about books reviewed, but that is impossible after reading this superb new "tell all" book. Reed explains virtually every home loan topic that beginner home buyers, experienced homeowners and residential real estate sales agents can possibly raise...Rarely do I encounter a real estate book that cannot be recommended too highly. This is one of those gems. Author Reed will probably be banned for life from mortgage lender meetings for revealing home loan secrets...On my scale of one to 10, this superb new book rates an off-the-chart 12." -- Robert J. Bruss, Inman News Service

Customer Reviews

Great information, easily explained, lots of ideas
Although this book has chapters devoted to people with no credit or bad credit, this new book tells how people can get a home loan - at competitive rates - that might not have any money for down payment or closing costs, regardless of credit history.

I'm in the real estate business and thought I had heard it all but this book points out strategies that I didn't know existed. Perhaps the best sections are those which address people with damaged credit and how to not just shop around for the best loan but maybe more importantly how to protect themselves from "bad" loan officers who are only in the business to take advantage of someone and charge super high rates and fees.

I bought several copies of this book to give to clients who think they can't buy a home. Then wait for their phone call!

Opens up your options!
I meet lots of first time home buyers who have bad or no credit. Often times they are frustrated and start to assume that most lender and brokers don't want to deal with them. What this book does is open up those options.

I let one of my clients borrow this book. He came back to me and felt more confident with his decision to pursue to signing the papers.