Product Description

Get Rich, Don’t Bitch

“I don’t have time to deal with my money.”

“Managing money and investing is too intimidating.”

“I’m not a numbers person.”

“My husband takes care of our finances.”

“I’m just not good with money.”


Jean Chatzky has heard all the excuses for why women don’t deal with their finances. She used to make them herself. For the first time, Jean tells you how she made every financial mistake in the book—not paying her bills, going into credit card debt, letting her 401(k) lapse—before finally making the decision to take control of her money and her future.

Whether you’ve made these mistakes or you want to avoid them, if you’re ready to take charge of your financial life then this is the book for you. In it, Jean shares these valuables lessons:

• Where to start

• How to decode financial jargon (it’s easier than you think)

• How to get over your “I’m not smart enough to deal with money” feelings

• Why being a “good-enough investor” will make you more money in the long-term (while trying to be a “great investor” will drive you crazy)

• Why you might think you are bad at math, and why that doesn’t have to be true

• How (and where) to save your money

• Why women make better investors—and higher returns—than men

Jean is famous for her ability to explain money and investing. In a clear and accessible way, she breaks down all the scariest parts of dealing with money—from investing in stocks to saving for your retirement—to make them doable, easy, and yes, even enjoyable. She also includes throughout a “Map to a Million,” great tips on easy and quick financial changes you can make immediately . . . that really add up!


Are You Ready to Be Rich?

If you want to get rich, if you want to be wealthier than you are today, you really need to do only four things. That’s right, just four things.

• You need to make a decent living

• You need to spend less than you make

• You need to invest the money you don’t spend so that it can work as hard for you as you’re working for yourself

• And you need to protect yourself and this financial world you’ve built so that a disaster—big or small—doesn’t take it all away from you

Everything else is just window-dressing. The fees—and how to avoid them. The advisors—and how to hire them. The deals. The scams. The ins. The outs. They are all interesting. Some of them are even quite important. But until you have conquered the heart of the matter, they are all minutia.

The four cornerstones, by contrast, are the meat and potatoes of your financial life. If you do those things today, you’ll start getting rich tomorrow. And once you feel set financially, you’ll be able to start focusing on the truly important things in life. —from the Introduction

Product Details

• Amazon Sales Rank: #205343 in Books
• Published on: 2006-09-26
• Released on: 2006-09-26
• Original language: English
• Number of items: 1
• Binding: Hardcover
• 288 pages

From AudioFile
It's easy to become wealthy: Earn money, spend less than you make, invest wisely, and have a plan for financial disasters, says the TV and print financial expert. The rest are details that mean nothing if these four basic strategies are not in place. Chatzky is a refreshing, at times innocent-sounding, speaker, but her persistence is ever present as she pushes women to accept financial responsibility. She takes money management out of the competitive realm and encourages gentler practices, such as mindful and humanitarian spending. With encouraging warmth in her voice, she describes the internal conflicts women have about being more proactive with money and describes relationship issues that often lead women to abdicate money responsibilities to a man. T.W. © AudioFile 2007, Portland, Maine-- Copyright © AudioFile, Portland, Maine

Review
Praise for Jean's Work:

“Simply brilliant.” —Robert T. Kiyosaki, author of Rich Dad, Poor Dad


From the Hardcover edition.

Review
Praise for Jean's Work:

“Simply brilliant.” —Robert T. Kiyosaki, author of Rich Dad, Poor Dad

Customer Reviews

Financial Sanity and Security: Here's How!
"Make Money Not Excuses" is a user-friendly motivational and practical guide for making the decision (and taking the first steps) to becoming secure in one's financial present and long-term future. I read this book cover-to-cover in just two days -- it really got me excited about making, saving, and investing my money!

Previously, I have used David Bach's "The Automatic Millionaire" and "Smart Women Finish Rich" to develop and maintain my financial plan. I preferred Bach's books for the specific to-dos in regards to saving and investing money -- I felt that he provided more concrete examples and advice for making decisions and taking the appropriate next steps. While Chatzky's book is also motivational and has the advantage of addressing many "female" concerns (e.g., wanting to invest, but lacking the confidence to do so) and habits (e.g., I have nothing to wear!), she offers fewer directions for developing a true action plan. Bach got me on track with my savings, retirement investments and debt-management -- Chatzky helped maintain my motivation and, by echoing many of the same principles as Bach, reminded me of some outstanding responsibilities that I have procrastinated (e.g., life and disability insurance).

For women who are just starting to take control of their finances, or who are looking for ways to make their money work harder for the long-run, I would recommend starting with "Smart Women Finish Rich" and then following up with "Make Money Not Excuses." As a woman in my 20s, it feels great to realize that my financial situation is under control and that I am working every day to secure a stable future. Remember, it's not how much money you make, it's how much you keep... and how you make it work for you!

This Book Rocks!
* The tips provided in order to take charge of our financial is really fresh.
* The motivational words inside this book really is inspiring.
* Now I know how easy it is to become the master of our own money and take charge.
* The examples shown on real life people having difficulties to control their financial income really has help me to look forward.
* Did I mention this book is way too cheap. The content is excellent.

Make Money, Not Excuses
This book gets right to the point about what women need to be doing for their financial future. It speaks in a language that is easy to understand.