Product Description

Just because you are the one being pursued doesn't mean that you don't have a way to make the bill collectors have to do their own due diligence. Moreover there are ways to protect your assets from creditors and ways to clear debts without filing bankruptcy. If it does ultimately turn to that, there are things you should know about bankruptcy and this book delves into these facts as well. Answering the questions should I declare bankruptcy, when should I declare bankruptcy, what is the difference between chapter 7 and chapter 13, as well as your attorney's duties when filing these cases. While these may seem like things which are talked about ad nausea in the news and in other publications, The book breaks it down for you in way that is easy to understand and quick to follow on the fly.

Product Details

• Amazon Sales Rank: #121729 in Books
• Published on: 2007-11-26
• Original language: English
• Number of items: 1
• Binding: Paperback
• 108 pages

About the Author
Michael Newman has over 40 years experience in Organizational problem Solving, Strategic Planning, Sales and Business Development, TQM, Product Development, Finance, and Labor Relations. Michael was the President of a Manufacturing and Sales Driven organization founded in 1970 with multiple manufacturing and sales locations in New York and Long Island. Michael has been involved as Director of Operations, Vice President of Sales and Marketing, and Diretor of Factory Operations for a number of large manufacturing operations.

Customer Reviews

timely 2008
This book is timely. The level of consumer debt in the United States is reaching dangerous levels. More and more people are finding themselves over-extended and over burdened with debt payments. What can they do? Many are having trouble just making their minimum payments. This book, by Mr. Newman can help many of those people. He offers great advice and examples of how to respond to creditors in an effective manner.
Everyone facing mounting debt problems should read this book.

Essential Reading For Everyone Plagued By Debt
By Jesse Schmitt, published Nov 21, 2008
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Drawn up in very big type and laid down, double-spaced, just so you don't mix it up, the book What You Can Do To CONQUER Your Credit and Debt Problems is as much a personal atonement as it is a guide for you, the debt-saddled consumer. Mr. Newman offers his own "golden survival tips;" as well as a host of other useful information for the consumer who can't seem to get out of debt.

Recognition is one of the biggest hindrances to getting to the root of the problem and this is another thing that Mr. Newman addresses right from the get-go. If people can't admit that there is something wrong then there is no way to fix the problem. Also Mr. Newman sets about setting things up in a realistic and logical manner. He has a section on setting up a plan of action, creating attainable goals, following your plan into attack and meeting those goals and moving on.

And that's just in the first chapter! He goes on to talk about things every consumer needs to know about creditors and bill collectors including the two types of creditors and the three types of bill collectors, ways to handle calls you may be getting from them, things you should and should not say to them when dealing with them, and stopping their calls altogether.

Another thing Mr. Newman stresses is the fact that people are able to turn the tables on their bill collectors; just because you are the one being pursued doesn't mean that you don't have a way to make the bill collectors have to do their own due diligence. Moreover there are way to protect your assets from creditors and ways to clear debts without filing bankruptcy.

If it does ultimately turn to that, there are things you should know about bankruptcy and Mr. Newman delves into these facts as well. Answering the questions should I declare bankruptcy, when should I declare bankruptcy, what is the difference between chapter 7 and chapter 13, as well as your attorney's duties when filing these cases.


While these may seem like things which are talked about ad nausea in the news and in other publications, Michael Newman breaks it down for you in way that is easy to understand and quick to follow on the fly. While you want to be able to do so, it may be tougher than you think alone; for this reason What You Can Do To CONQUER Your Credit and Debt Problems is essential reading for anyone plagued by the system.

Help has arrived!
What You can Do To conquer your Credit and Debt Problems

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"Donna Chumley, Acquisitions"

"The information provided in your book is unique in that most people are not aware of the law, their rights and the opportunities they have to protect themselves and their assets. I found the sample letters to be very helpful. Your book is amazing! I personally had no idea about most of the information you provided. I am sure I am not alone. It is with great pleasure that we welcome you as one of the 4% chosen out of tens of thousands each year to become a published author with us!! Congratulations!!"