Product Description

• Choosing profitable investments
• Getting unbiased professional advice
• Avoiding Insurance, Brokerage, and other scams

Protect Your Wealth and Well-Being Now and for Years to Come

In light of the new risks our country and our economy are facing, entering your fifties with an effective financial and personal plan for your future is now more crucial than ever–to make sure you can truly enjoy your golden years. The Ultimate Safe Money Guide was especially designed to help you map out your plan in this new environment, so that you can stop worrying about your money and just enjoy life.

Step by step, Martin Weiss–an expert in financial ratings and consumer protection–introduces, explains, and helps solve many of the new challenges and risks that face millions of Americans over fifty, including how to find:

• Truly profitable investments with the least risk
• Protection against investment losses
• The worst and best insurance policies and annuities
• The best health insurance solution for you
• The right plan for your long-term health care

The Ultimate Safe Money Guide is an important source of information for anyone planning for a secure future during their fifties and beyond. Expert advice and proven guidance will prepare you for this critical juncture in your life at a critical time in our history, putting you on the road to a satisfying retirement, where you are always firmly in control.

Product Details

• Amazon Sales Rank: #905659 in Books
• Published on: 2002-01-18
• Original language: English
• Number of items: 1
• Binding: Hardcover
• 337 pages

Amazon.com Review
One of the goals stated on Martin Weiss’s Web site is “to be the No. 1 authority on conservative money investment strategies,” and his book The Ultimate Safe Money Guide certainly reflects that intention. Aiming at those 50 and over, Weiss offers advice on everything from real estate and insurance to annuities and tax-exempt bonds. What makes The Ultimate Safe Money Guide especially timely (this book was written before the Enron disaster made headlines) is the contempt in which he holds both Wall Street and corporate America. According to Weiss, “hype and distortion” is the norm, both in the brokerage/analyst community and in how American business discloses its financial results. He writes that “stock ratings are bought by the companies,” and that based on significant discrepancies between the earnings and cash flow of 6,000 companies his firm has analyzed, 31 percent may be guilty of manipulating their earnings reports. And while Weiss does not eschew stock market investing altogether (his firm sells stock advice), he believes most investors, especially those over 50, need to seriously rethink their risk tolerance for stocks. The Ultimate Safe Money Guide goes against the grain of most investment advice on the market today, but if retirement is on your horizon, Weiss’s advice is worth considering. --Harry C. Edwards

From the Inside Flap
In today’s new era of uncertainty, millions of mature Americans over fifty face a number of urgent financial questions: Where can I find truly safe investments? How can I protect myself against investment losses? How can I prevent or offset a decline in income? Which annuities and insurance policies are rip-offs and which ones are good deals? What should I do to plan for my long-term health care? If you are over fifty, and your answers to these vital questions are off course, you may not have enough time to recoup. When you’re planning for your future and your retirement, it’s essential to have all the facts and the best possible guidance right here and now.

The Ultimate Safe Money Guide fills this urgent need in a way that is especially comforting in a time of new risks and dangers in the wake of the World Trade Center tragedy. As the nation’s only provider of independent financial safety ratings, Martin Weiss has helped millions of Americans find safety in an often unsafe world; and, in this book, he sets forth the rules and guides you, step-by-step, on the path to safety, yield, and profits.

This comprehensive guide begins by helping you to avoid stock market scams, recognize the pitfalls of "free investment advice," and recover money lost by careless, unethical, or dishonest brokers. You’ll also learn how to arm yourself with powerful, independent information that is not biased by any conflicts of interest–so you can make your own investment decisions based entirely upon your needs. With the special Risk Self-Test devised by the author, you can rest assured that your investments will match your personal risk level.

The Ultimate Safe Money Guide offers a proven and effective plan for preserving your nest egg, building your wealth, and securing your retirement. It gives you a sound step-by-step plan for maximum safety and yield, while laying out a very straightforward strategy for maximizing profits even in uncertain times. This unique guide gives you some of the soundest investment tools you’ve ever seen or are ever likely to see, but it doesn’t stop there. You’ll also learn how to:

• Offset the financial burden of medical and health care costs
• Research and locate the right life insurance
• Evaluate, on your own, the pros and cons of almost every kind of annuity
• Choose the only health insurance solution that makes sense for seniors
• Navigate the maze of long-term care insurance

The Ultimate Safe Money Guide also provides a special chapter for widows, widowers, divorcées, or anyone who is making financial decisions for the first time. Like every other chapter in this book, it couldn’t be easier to read or simpler to follow–a great source of guidance and comfort for the most critical juncture in your life. The valuable insights and expert advice on health care, insurance, investments and retirement savings, housing decisions, and long-term care will help you make choices during a time when you should stop worrying about money and enjoy your life.

From the Back Cover
Protect Your Wealth and Well-Being Now and for Years to Come

In light of the new risks our country and our economy are facing, entering your fifties with an effective financial and personal plan for your future is now more crucial than ever–to make sure you can truly enjoy your golden years. The Ultimate Safe Money Guide was especially designed to help you map out your plan in this new environment, so that you can stop worrying about your money and just enjoy life.

Step by step, Martin Weiss–an expert in financial ratings and consumer protection–introduces, explains, and helps solve many of the new challenges and risks that face millions of Americans over fifty, including how to find:

• Truly profitable investments with the least risk
• Protection against investment losses
• The worst and best insurance policies and annuities
• The best health insurance solution for you
• The right plan for your long-term health care

The Ultimate Safe Money Guide is an important source of information for anyone planning for a secure future during their fifties and beyond. Expert advice and proven guidance will prepare you for this critical juncture in your life at a critical time in our history, putting you on the road to a satisfying retirement, where you are always firmly in control.

Customer Reviews

Not all good and not all bad
There appears to be no possible middle ground between the extremes of opinion expressed by the various reviewers, but in fact, there is. In no particular order:
1) Weiss' severe scolding of, and warnings about, brokers and brokerages were in fact right on the money. He was proven correct by events that happened after he wrote about them. In fact, some brokerages and investment bankers were worse than he had described.
2) Yes, in fact he does sell several newsletters of the doom and gloom variety, but to his credit, does not peddle them in the body of the book.
3) Mentioned should be made of his description of using Treasury-only checking accounts for regular banking. It is quite useful.
4) Similarly mention should be made of his interesting strategy of investing in mutual funds, moving freely amongst the funds as other traders (e.g. me) would move amongst stocks. Maybe it is common knowledge, but it wasn't to anyone I know. I think this one I will try.

All in all, for persons who read mostly conventional books for advice about stock trading, this book provides a very interesting perspective for traders of any age. And it can be had for less the the commission cost of a couple of trades :).

It's the Ultimate Money Guide
This excellent book is more than just about investing. I found the chapters on health insurance and long term care insurance outstanding. I have subscribed to Dr. Weiss's newsletter for several years and it is excellent. If you have any doubts about his expertise,...Martin Weiss just tells it like it is in easy to understand language...

Wealth of smart information
This is simply a fantastic book. There is a wealth of good solid information about how to protect your money and keep it working for you. And it's not just for people over fifty, either. I think plenty of people in their thirties, like me, could make use of this book. The writing style is easy to read and understand, making the book all the more effective.