Product Description

This quick and simple, question and answer book is the perfect resource for equipping individuals with key information about everyday money matters. Questions and answers deal with 100+ of the most-asked questions from The Dave Ramsey Show--everything from budget planning to retirement planning or personal buying matters, to saving for college and charitable giving. This is Dave in his most popular format--ask a specific question, get a specific answer.

Product Details

• Amazon Sales Rank: #51764 in Books
• Published on: 2005-01-17
• Original language: English
• Number of items: 1
• Binding: Paperback
• 160 pages

Features

• ISBN13: 9780849996191
• Condition: NEW
• Notes: Brand New from Publisher. No Remainder Mark.
• Click here to view our Condition Guide and Shipping Prices

Customer Reviews

There just isn't much new left for him to say...
Dave Ramsey has been on so many TV interviews and has been profiled so often in newspapers, there just isn't much new left for him to say about his ultra-conservative approach to money management. So it is, then, that The Money Answer Book gives an easy-to-read distillation of all of the key Ramsey commandments for financial success. You can read the entire book in 90 minutes, even with time to pause occasionally to weigh a matter he is discussing. There are checklists to fill in for budgeting and goal setting; there are little hotboxes offering pithy quotations ("Well done is better than well said" - Ben Franklin); and there are biblical references within the text and in sidebars.

Whether reading this 160 mini-book, listening to Ramsey on his radio show, or attending one of Ramsey's workshops, his bottom line always comes down to some very basic premises: (1) all credit cards are harmful; (2) people are in financial messes because they overspent, didn't plan, and lacked discipline; (3) everyone needs a fallback position of three to six months of reserve cash, food, and other necessities; (4) the outside economic picture has little influence on individual households that have learned to save, invest, budget, and tithe; and (5) there is nothing wrong with being incredibly wealthy so long as one uses his or her wealth appropriately.

Sections of this book deal with brass tacks issues such as bankruptcy, divorce, estate planning, saving for college, and contract negotiations (don't become a co-signer is his main point on this last issue). However, to delve deeply into these areas Ramsey has longer, more explicit books, such as his best-seller Total Money Makeover. -- Dr. Dennis E. Hensley, Christian Book Previews.com

Total Money Makeover Lite
A little over 3 years ago I had over 20,000 dollars in debt and a lot of it came from Credit Cards because of my out of control spending habits and lack of budget. I pretty much hated life thinking that life was about living paycheck to paycheck. Well things changed when I went in to look into what it would take to buy a house. I knew I couldn't afford it but I really wanted to look into getting a home. The loan officer saw how little I had left after paying my bills and decided to teach me what a budget was. I really had no clue just like many Americans sadly. He also gave me the best advice anyone could have given me, he told me to listen to this guy named Dave Ramsey on the radio. I took his advice and listened every day and I even downloaded his podcasts.

Dave Ramsey gives great advice on how to handle money and get out of debt and pretty much this Money Answer Book takes all the common question that people ask Dave on a regular basis on his show about what to do and it groups things by theme. It contains some great advice and even has a sample budget forms. I use this book from time to time as a quick reference guide. I even buy extra copies for people who are looking into how to be better with their money.

Thanks to Dave and the answers I got from him (like what is found in this book) I have been debt free for several months and it feels great. When I start getting into my old spending habits I pull this book off my shelf and use it to help me refocus.

Shorter version of his other book
I read this book because I liked the other book, The Total Money Makeover, by Dave Ramsey. This book is organized in a question and short answer format. What I like about it is that you can just flip to the questions you are interested in. The author is very strict about some of his rules such as never using credit cards at all. He says that there is no responsible usage of credit cards, not even for airline miles. While I can see why he thinks this way, I use credit cards, but I always pay off my balance.

- Mariusz Skonieczny, author of Why Are We So Clueless about the Stock Market? Learn how to invest your money, how to pick stocks, and how to make money in the stock market