Product Description

Get Rich, Don’t Bitch

“I don’t have time to deal with my money.”

“Managing money and investing is too intimidating.”

“I’m not a numbers person.”

“My husband takes care of our finances.”

“I’m just not good with money.”


Jean Chatzky has heard all the excuses for why women don’t deal with their finances. She used to make them herself. For the first time, Jean tells you how she made every financial mistake in the book—not paying her bills, going into credit card debt, letting her 401(k) lapse—before finally making the decision to take control of her money and her future.

Whether you’ve made these mistakes or you want to avoid them, if you’re ready to take charge of your financial life then this is the book for you. In it, Jean shares these valuables lessons:

• Where to start

• How to decode financial jargon (it’s easier than you think)

• How to get over your “I’m not smart enough to deal with money” feelings

• Why being a “good-enough investor” will make you more money in the long-term (while trying to be a “great investor” will drive you crazy)

• Why you might think you are bad at math, and why that doesn’t have to be true

• How (and where) to save your money

• Why women make better investors—and higher returns—than men

Jean is famous for her ability to explain money and investing. In a clear and accessible way, she breaks down all the scariest parts of dealing with money—from investing in stocks to saving for your retirement—to make them doable, easy, and yes, even enjoyable. She also includes throughout a “Map to a Million,” great tips on easy and quick financial changes you can make immediately . . . that really add up!


Are You Ready to Be Rich?

If you want to get rich, if you want to be wealthier than you are today, you really need to do only four things. That’s right, just four things.

• You need to make a decent living

• You need to spend less than you make

• You need to invest the money you don’t spend so that it can work as hard for you as you’re working for yourself

• And you need to protect yourself and this financial world you’ve built so that a disaster—big or small—doesn’t take it all away from you

Everything else is just window-dressing. The fees—and how to avoid them. The advisors—and how to hire them. The deals. The scams. The ins. The outs. They are all interesting. Some of them are even quite important. But until you have conquered the heart of the matter, they are all minutia.

The four cornerstones, by contrast, are the meat and potatoes of your financial life. If you do those things today, you’ll start getting rich tomorrow. And once you feel set financially, you’ll be able to start focusing on the truly important things in life. —from the Introduction

Product Details

• Amazon Sales Rank: #492544 in Books
• Published on: 2006-09-26
• Released on: 2006-09-26
• Original language: English
• Number of items: 1
• Binding: Hardcover
• 288 pages

Features

• ISBN13: 9780307341525
• Condition: NEW
• Notes: Brand New from Publisher. No Remainder Mark.
• Click here to view our Condition Guide and Shipping Prices

Review
Praise for Jean's Work:

“Simply brilliant.” —Robert T. Kiyosaki, author of Rich Dad, Poor Dad


From the Hardcover edition.

Review
Praise for Jean's Work:

“Simply brilliant.” —Robert T. Kiyosaki, author of Rich Dad, Poor Dad

About the Author
Jean Chatzky is the editor at large for Money magazine and is the financial editor for NBC’s Today show. She is a columnist for Time magazine, the Daily News, and Travel + Leisure. She is also the host of an upcoming PBS weekly series, Jean Chatzky’s Your Money, and the author of four books, including the bestseller Pay It Down!

Customer Reviews

Guide to financial security for women.
The author wrote this book to be directed to women. If you enjoy shopping and hate dealing with finances, then this book is for you. Jean Chatzky will gently guide you with a little prodding to quit whining and get your finances in order.
She believes if you want to get rich, if you want to be wealthier than you are today, you really need to do only four things.
1)You need to make a decent living.
2)You need to spend less than you make.
3)You need to invest the money you don't spend so that it can work as hard for you as you are working for yourself.
4)And you need to protect yourself and this financial world you've built so that a disaster-big or small-doesn't take it all away from you.
This is outstanding advice and I completely agree with her, these have been the keys to building my personal 6 figure net worth.
She also has sprinkled through out "Map to a Million" which shows you what saving and investing a certain amount of money will grow to in 20 or 30 years. Some of the amounts are really shocking. For example start investing 10% of a $35,000 income at 30 years old and you will have $457,254 at retirement, if the employer gives a 5% match it will be $685,881 at 65 years old.(This does not even include raises, and the money gets about 8% a year in stock index funds).
If you are a beginner in personal finance reade this book, it will be a tremendous help. Also read Financial Peace by Dave Ramsey for a book from a male perspective.

Another straightforward financial book by Chatzky
Jean Chatzby has a special knack for reaching the average consumer and clarifying seemingly complex, frightening or confusing financial topics. Much of what she covers SHOULD be taught at home or in school but, if consumer spending patterns are any indication, people aren't picking up the information before adulthood...for whatever reason.
This book, as the title implies, will help those who feel overwhelmed and fearful of handling their money. I've watched her on television and read her online columns as well as other books and I really like her newest book.
The book addresses these topics and more:
1. The importance of saving regularly, no matter how little.
2. How even small changes in spending patterns can make a HUGE difference.
3. Getting on top of debt, including credit card debt.
4. Retirement planning.
5. Taking the fear out of investing and showing that one does not have to be a stock market whiz to accumulate savings through investing. Even an amateur with the right portfolio balance can achieve nice, steady gains.
6. The basics of home finance and financial literacy, broken down into a few simple steps.

Necessary book for the beginner money manager!
If you like Jean Chatzky's approach to handling money on The Today Show, then you'll like having this book as part of an introduction to managing money. She walks the reader through the process of understanding money and how to make it work for you. She also gets to the basics of understanding math (calculating interest, percentages, decimals, etc)in general which is great for the person who suffers from math anxiety. Jean Chatzky demystifies the abstract, the fear of money, the idea that if you haven't taken courses in economics, business or finance, you won't ever figure any of this "money stuff" out. She makes women "get" what many people may not want us to "get". It is empowering.
Thank you, Jean.