Product Description

Kapoor/Dlabay/Hughes’ Personal Finance is the #1 market-leading Personal Finance text. It provides comprehensive coverage of personal financial planning in the areas of money management, career planning, taxes, consumer credit, housing and other consumer decisions, legal protection, insurance, investments, retirement planning, and estate planning. The goal of this text is to teach students the fundamentals of financial planning so they can make informed choices related to spending, saving, borrowing, and investing that lead to long-term financial security. Personal Finance, Ninth Edition provides many financial planning tools using a step-by-step approach to help students identify and evaluate choices as well as understand the consequences of decisions in terms of opportunity costs.

Product Details

• Amazon Sales Rank: #46810 in Books
• Published on: 2008-09-09
• Original language: English
• Number of items: 1
• Binding: Hardcover
• 832 pages

About the Author
Dr. Jack Kapoor is a Professor of Business and Economics in the Business and Services Division. Dr. Kapoor has taught Business and Economics at College of DuPage since 1969. He received his B.A. and M.S. from San Francisco State College and his Ed.D. from Northern Illinois University. Professor Kapoor was recently awarded the Business and Services Division's Outstanding Professor Award for 1999-2000. Dr. Kapoor is known internationally as a co-author of several textbooks including BUSINESS: A PRACTICAL APPROACH (Rand McNally), BUSINESS (Houghton Mifflin), and the forthcoming SMALL BUSINESS MANAGEMENT (Richard D. Irwin/McGraw-Hill).

Les Dlabay teaches in the Department of Economics and Business at Lake Forest College, Lake Forest, Illinois. Over the past 25 years, he has taught more than 30 different courses in high school, community college, university, adult education, and teacher preparation programs. Dr. Dlabay has developed a wide variety of textbook materials, student activity guides, instructor manuals, testing programs, audio-visual materials, and software packages in the areas of Personal Finance, Consumer Economics, and International Business. Dr. Dlabay has served as a consultant to corporations, educational institutions, and government agencies. He has presented more than 140 workshops and seminars in over 20 states to encourage teachers to actively involve students in the learning process with video presentations, newsletters, interviews, and Internet research activities.

Customer Reviews

Decent book with some fluff
First of all, I just need to get this off my chest: at least 75% of the "reviews" for this book are merely people saying that the book arrived in good condition or it didn't come with the CD-ROM, etc. This isn't Ebay, these aren't actually REVIEWS, and nobody cares that you didn't get the CD.
As for the book, it gives a decent, thorough coverage of various topics in financial planning, such as insurance, investing, record keeping, etc. There is a moderate amount of fluff in the book, such as case studies that sound fabricated, and examinations of various commercial products, like credit cards or financial services that read like ads. It's hard not to wonder if the publishers took money from these companies to waste pages talking about their products.
The most important thing to tell you is this: In the back of the book is a personal financial planner you may be asked to fill out for a college course, or you may want to use for your own benefit. If you'd rather not write in the book or rip the pages out, you can download a software version of this planner from the McGraw Hill website. However, this is the crappiest, most buggy, unreliable piece of junk ever. I spent WEEKS inputting all my information, only to have it all disappear with no trace. I am quite computer literate, and I scrounged the computer for a trace of my lost data, but it was nowhere to be found. Now, when I fill out a page in the planner, I hit SAVE immediately. But even then, when I switch to another page and go back to the page I already filled out, the data is gone. No customer support. Junk. Either don't use it, or print out each page as you fill it out.

Great reference in Personal Finance
To make the long story short, when I started to work as a CSR in a bank, I kept this book as a reference on my desk. Before that I tried to ask the branch manager - he didn't have a clue. In the end, I put it in bank's "Better Practices Manual" binder and used it it explain products to the customers.

Book for a lifetime
I am the instructor of a Personal Finance class at a major university and use this book in my classroom. I researched many books on personal finance before settling on this one. It is a comprehensive book which is well laid out, easy to read, and easy to understand. When I chose a book for my students, I intended it to be one which they could use not only in class but to keep as a reference for the future. This book met that requirement.