Product Description

How would you like to be debt free? Do you wish you had some money set aside for retirement? Instead of just wishing about it, you can make it happen. At the age of 40, John White was in debt - credit cards, the worst kind of debt - and had no retirement savings. Today he has no credit card debt and a positive net worth.

Unlike most financial books, this one is based on real life experience, not just some financial advisor's theories. All of the strategies are from the author's real life experiences, and they are guaranteed to work - even if you're not over 40.

Product Details

• Amazon Sales Rank: #76661 in Books
• Published on: 2003-08-01
• Binding: Paperback
• 140 pages

Gillette Edmunds, author of How to Retire Early and Live Well With Less Than a Million Dollars
Great book. This topic needs to be covered, particularly from the perspective of someone who has actually lived it.

John P. Greaney, Creator of RetireEarlyhomepage.com
A good mix of an interesting biographical narrative and sound career and financial advice.

Customer Reviews

Disappointing
I was disappointed that this book dealt very little with late retirement planning. It mostly concentrates on getting out of debt.

Feeling ripped off
After many sleepless nights worrying about how I will ever retire with my current debt structure and absolute lack of any savings, I began researching the subject.

The title caught my eye, as it's my predicament too. I thought I would get some sage advice or at the very least a few tidbits to get me on the right track. Unfortantely, this book does not deliver. I already bought a new car. The old one cost over 7,000 a year to maintain. It was a Volvo. I have no access to a 401k.

The book is just worthless and a waste of my money. I see the only way out is to self-publish. At least I've done enough investigating to see what a person must do. I suppose I could now publish a worthwhile book explaining what we can do and more importantly, how.

If I could have given 0 stars, I would have.

Great practical advise - must read for college kids starting out
This is a great book and the advise contained in John White's book has never been more timely and applicable then now.

Written from true life experiences the author lays out very practical advise to extract yourself from a life debt and living "hand to mouth". No macro-economic mubo-jumbo just straight forward logically laid out financial advise for getting on a sane finacial track.

I believe if young people apply the principles laid out in John L. White's book they can avoid many of the consumer credit/debt pitfalls that are ruining the US economy. I feel so strongly that I'm insisting my college age kids all read John's book.