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Ready...Set...Retire!: Financial Strategies for the Rest of Your Life
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| List Price: | $14.95 |
| Price: | $10.17 & eligible for FREE Super Saver Shipping on orders over $25. Details |
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Product Description
In an easy-to-understand and often humorous style, Lucia details how ideas such as nontraded real estate investment trusts, 72(t) elections, and equity-indexed annuities can give you, the investor, a leg up on the path to retiring in comfort and safety. Lucia brings his 30 years of experience to bear in revealing how and when to tap your retirement plans, ways to use your home as a source of retirement dollars, and how to lower taxes on appreciated company stock. He’ll also explain how investing in low-income housing tax credits can help you tax-wise even as you assist others.
Filled with hands-on, in-depth insights and practical advice, this book will give you all the tools you need to win at the retirement game.
Product Details
- Amazon Sales Rank: #79393 in Books
- Published on: 2008-03-01
- Original language: English
- Number of items: 1
- Binding: Paperback
- 240 pages
Features
- ISBN13: 9781401912079
- Condition: NEW
- Notes: Brand New from Publisher. No Remainder Mark.
- Click here to view our Condition Guide and Shipping Prices
Editorial Reviews
About the Author
Ray appears frequently on shows such as Your World with Neil Cavuto, Forbes on Fox, Cashin’ In, Cavuto On Business and The Wall Street Journal Report with Maria Bartiromo. He is currently presenting retirement seminars nationwide.
Dale Fetherling has written or co-authored more than a dozen nonfiction books and taught writing and editing at five colleges and universities.
Customer Reviews
Buckets strategy does not work perfectly, nor does his business strategy
I saw Mr. Lucia do a presentation in 2003 and retired with his office. He placed my money in a buckets strategy. Bucket one was a single premium immediate annuity, bucket two was a seven year indexed annuity from ING, and bucket three was a managed account from SEI. Bucket two was supposed to grow and replenish bucket one but the growth was not as expected. No problem he said, we will add a nonliquid REIT to your third bucket and start taking some of income from the reit. Then he ended the relationship with the rep in my town and the RJL office was closed. Doing more research I have found that he has consistently increased the length of his bucket strategy. This to me means it is not working as expected. Obviously his business strategy has not worked if he has closed offices around the nation. My advice, find a financial advisor that does not spend a ton of money marketing and uses a time tested strategy, not some fadish marketing scheme.
Ready,Set,Retire
I have been a Registered Investment Advisor and securities licensed. I have never read a financial book that is so clear and comprehensive on asset allocation. This book is a must for those that have a nest egg and wonder what they are going to do with their money when they retire. It
explains how to get a stream of income and growth at the same time.
The Best Just Got Better !!
Having read Ray's first book, "Buckets of Money, How to Retire in Comfort and Safety," I of course purchased this book. I loved the first book, but this one is even better. The "interview" format is ideal (book one was a bit more "textbook" like), and while strategies are of course repeated that were explained in book one, they were done in a way that only added to understanding.
For years I have have listened to Ray Lucia's call in show on the radio, downloaded the podcasts,and attended a couple of his seminars. Ray, along with his "Brain Trust" of a tax attorney (Rob Butterfied) and a certified financial planner ("Professor" Plum) are simply the best. Their show (and in this case book) is fact filled and highly!! entertaining, making the show and book a must. (My wife hates finance, but loves to listen to Ray) (they could go on the road as stand up financial advisor comics)...not an easy combo to pull off.
Anyone interested in a get rich quick, can't fail, instant money making strategy should avoid this book and the "Buckets of Money" Strategy altogether. Like to worry and look at the stock charts each day to see how your investments are doing? Don't buy this book.
Ray's philosophy is simple. Diversify and let the stock market do what it has always done...go up and down. If you diversify and hold stocks for abut 15 years, historically you should do quite well. This is basically bucket #3. Buckets number 1 and 2 are where you have money that is diversified in safer investment vehicles, that can be used to let bucket #3 grow.
Ray's new book delves into the "Buckets" strategy in great detail, and is a compliment to his first book. For those who are fans of Ray and the "Brain Trust," this book is a must have. For those who have yet to experience this down to earth investment philosopy, and who want to be able to know that they will do fine in retirement, buy this book. It is definitely not only for those about to retire. The earlier you become a "Bucketeer," the better.
