Product Description

The ONLY thing standing between you and good credit after bankruptcy is not knowing what steps YOU should take next. Whether you are looking for immediate credit after bankruptcy or you never want to see another credit card as long as you live, this book will show you how to rebuild financially after bankruptcy.

Get details on how to buy a car after bankruptcy, including how and where to get an auto loan after bankruptcy without paying sky-high interest. Find the best credit card after bankruptcy, and determine whether a secured credit card or an unsecured credit card is your best choice. Discover how to get the best interest rates on a personal loan after bankruptcy, how to rent an apartment, buy a home, or even refinance after bankruptcy.

Unlike other books that teach you how to get new credit after bankruptcy so you're right back in debt again, this book provides you with the tools you need to break the chains that keep you locked in an endless cycle of debt. You CAN have a second chance, financially after bankruptcy. This book shows you how.

Product Details

• Amazon Sales Rank: #663527 in Books
• Published on: 2001-03-01
• Original language: English
• Binding: Paperback
• 224 pages

Review
"This is the most important book we've seen on rebuilding your credit after bankruptcy." -- Ken and Daria Dolan, The Dolans, WOR Radio Network & CBS This Morning

"a wonderful way to refute claims that bankruptcy is a ten year mistake. People suffer much longer than they should." -- Jim Caher, Esq. Author of Personal Bankruptcy For Dummies

...a most helpful and instructive manual ... easy reading and would like to recommend it to my bankruptcy clients... -- Attorney Ronald S. Lieberman

I have your book on my desk propped up to show my clients... Congratulations on a job well done! -- Attorney Mark F. Scurti

From the Publisher
Bounce Back From Bankruptcy walks you step-by-step through the process of getting back on your financial feet after bankruptcy. Widely heralded by bankruptcy attorneys and trustees as a valuable tool for helping people get back on track without getting back into debt, in this book, you'll find:

* Painless ways to pay off your undischarged debts

* Helpful strategies for surviving your Chapter 13 repayment plan

* The only credit cards (unsecured and secured) that help you rebuild your credit without draining your wallet

* Step-by-step legal and ethical strategies to help you clean up your credit report

* Sample letters to force creditors to take action - in your favor

* How to avoid job discrimination after bankruptcy

* The most common credit repair scams - and how to avoid them

* Smartest ways to get a new car - with or without credit

* How to rent, buy or refinance your home after bankruptcy

* How to buy plane tickets, rent cars or hotel rooms without credit

* What to do if you get in over your head again!

Let's face it, we are all afraid of making the same bad money choices again and again. If you've ever wished you had someone to turn to for answers to all your questions about what to expect after bankruptcy, now you do!

Get real answers about life after bankruptcy, from the woman who wrote the book about life after bankruptcy.

From the Author
My name is Paula Langguth Ryan, and I wrote the most widely-read book on recovery after bankruptcy, Bounce Back From Bankruptcy. I wrote this book to help people just like you get a financial fresh start.

Whether your life is better or worse after bankruptcy depends on who you talk to. I'm heart-broke over the number of people who find themselves in debt again after bankruptcy. Last year, more than 1.5 million people went bankrupt. Two-thirds of them will be back in debt again within 12 months.

I've been there myself. I was $3,000 in debt again a year after bankruptcy and I vowed to find a way to break that cycle - and teach others to do the same (including Stephen Snyder, author of Credit After Bankruptcy)!

Bounce Back From Bankruptcy has sold hundreds of thousands of copies since it was first issued in 1998. By popular demand, I convinced my publishers to again make the 3rd edition available on Amazon.com. It's the most affordable choice!

I am so thoroughly convinced that you will be delighted with this book, that I'm offering a 1-YEAR BETTER THAN RISK FREE MONEY-BACK GUARANTEE!

If your life isn't significantly better after implementing the advice in this book, contact me within 1 year of your purchase date to return your copy directly to me (paularyan@artofabundance.com) and I will personally refund your entire purchase price, even though you bought the book from Amazon.

Get started RIGHT NOW getting back on track financially.

Customer Reviews

How to Save Thousands of Dollars and Regain Self-Respect
Anyone who is seeing their debts pile up will benefit from this book.

For those who have been through chapter 7 or chapter 13 bankruptcy proceedings, this book is ESSENTIAL. Scam artists are about to descend on you, and this book will help you avoid them. Also, it will direct you to the actions and the people that will help you run your life successfully from a financial perspective in the future.

What happens to people after they declare bankruptcy is something that few know anything about. Ms. Ryan does a nice job of summarizing the law and the relevant credit practices. Unlike many books about personal financial planning, she shows and tells you just what to do. This book includes form letters, telephone numbers, telephone scripts, and places to get information on-line. In each case, she tells you who will try to rip you off, and who will give you the best deal. She speaks from experience, having both declared bankruptcy once and later found herself falling behind again.

The reality is better than you think. People want to do business with you. They just don't want to take unnecessary risks. You can even get credit cards again (usually secured by a savings account in the beginning). After you show a history of repaying debts and making payments on time for about two years, most doors will be open to you for credit at reasonable rates. But you'll get less credit than before, so that lenders don't get burned by you.

The sections in this book are outstanding on how to fix your credit history (and how to avoid getting scammed by people who will claim to do it for you in ways that are not sustainable), avoid bad credit card deals, get loans for the things you need (cars and homes), and improve your spending habits. They rank with the best personal finance books that I have read. Anyone will benefit from this advice!

The subjects covered include taking the first steps towards reestablishing credit (which will help you rent property and get a new job, even if you don't plan to borrow), eliminating debts not discharged in bankruptcy, breaking the cycle of piling on debt, how to use secured credit cards intelligently (and where to get the best deal), buying a car (with or without credit), job issues, renting a house or apartment issues, traveling without credit cards, buying a house with credit, how to get out from under if you start having debt problems again (both with and without filing for bankruptcy again), and building financial security. On the last subject, you will need more than this book offers. I suggest John Bogle's excellent book, Common Sense on Mutual Funds.

The book does a nice job of easing the pain and embarrassment of bankruptcy for those who are prepared to do what it takes to become more financially successful. The book is very good about letting you avoid harrassment and unpleasant situations while being totally candid and honest about your situation.

The book's detail is very thorough and deals with all aspects of the situations that I could think of other than alimony and child support issues.

My only complaint about the book is that it did not seem to be well proof read. Line breaks and paragraph breaks occur randomly, and there are more typos than you would normally expect. The quality of the content seems fine, though.

If you want to learn a little more about Ms. Ryan, she has been the bankruptcy guru on AOL for a number of years, and you can find her now at theWhiz.

I think this would also be a good book for young people to read before starting out. By understanding how people end up being bankrupt and having to deal with these issues, it may forearm them to not make unnecessary mistakes.

Use the good examples of those who have gone before you to best advantage!

this is the only book u need after bankruptcy
I filed bankruptcy a couple of years ago and by following the steps in this easy to understand, straight forward book, I now have $70,000.00 saved, an unsecured credit card, a fica score in the 700's and last week was aproved for a mortgage at 61/2%!!!
this is all the information you will need for any issue you can think of after a bankruptcy. Not only does it show you how to repair your credit, it shows you how not to get in the same situation again. I also had a question and the author e-mailed me back within a couple of days! Increadibly helpful.

THE BIBLE ON HOW TO REBUILD YOUR CREDIT AFTER BANKRUPTCY
This book is a must have for any person who is trying to rebuild their credit after filing bankruptcy. Reading this book helped be to hold my head up again and move forward to rebuilding my credit. It also helped me to see that I am not alone nor am I a terrible person because of past financial mistakes. It is full of helpful information, sample letters and wording to cut through the red tape of dealing with CRA. You won't regret getting this book.