Product Description

Whether you are purchasing a CD or a new car, step-by-step procedures are provided to guide you through the process. Did you know that the price of appliances, carpeting, furniture, contracted services, and more are all negotiable? Take the time to make sure you get the best price on all of your purchases. This is not a book of get rich quick schemes, but rather a real-life guide to keeping more of your hard earned money under your control. Learn how to resolve customer service issues to your satisfaction. Companies assess penalties and fees when they feel we don't follow their rules. Hold them accountable when they don't fulfill their responsibilities.
Explore financial and practical tips on a variety of subjects.
Find out how planting trees can reduce your utility bill.
Check out the heating and cooling efficiency tables before you buy your next appliance.
Use the information regarding the advantages and disadvantages of leasing a car to determine if it's the right choice for you. A glossary of leasing terms is provided along with examples that will allow you to calculate your monthly lease payment.
Find out how The Funeral Rule protects you.
Use the internet to your advantage. Complete instructions help you to conduct successful internet searches to find the information you need.
A comprehensive tipping guide allows you to calculate tips for many service occupations with ease.
Apply the information contained in the book to save money on your next vacation.
Learn why a good credit rating is always so important - not just when applying for a loan.
Do you contribute to your workplace retirement plan? Find out why you should.

Product Details

• Amazon Sales Rank: #865427 in Books
• Published on: 2005-08-16
• Released on: 2007-02-05
• Original language: English
• Number of items: 1
• Binding: Paperback
• 234 pages

About the Author
Michael Ellenbogen has spent a lifetime perfecting the techniques he presents in this book. He has always been the "go to" person for friends and family to assist in new car purchases or for help in resolving customer service issues. He began putting his experiences to paper as a reference for his daughter. He soon realized that this information is useful for all consumers. Growing up, he worked with his father in the family business. Working in the information technology field, he has held positions with major insurance and financial institutions, most recently in the role of Network Services Manager. Michael resides with his wife and daughter in Bucks County, Pennsylvania.

Customer Reviews

Simple to read and easy to save money.
This is the best book that I have ever read about saving money. I even read Suze Orman's books. This one covered so many topics. I was able to resolve a customer service issue that had been going on for months using the techniques. I was even paid by the company for their delay and aggravation. I recently lent it to a friend who used the funeral section. He said, that it simplified the process and he is very sure he saved thousands on the funeral. A MUST HAVE BOOK.

Outstanding Common Sense
In the beginning, I was a bit skeptical when a friend handed me her copy. I enjoyed the book thoroughly. I'm just graduating from college with some hefty student loans. As I move into the real world workforce, I have a plan for my financial future. I'd never read a personal finance book before, so the only information I had came from my father, who I discovered as I read this book, was just about as clueless as I was. I felt so confident after reading Ellenbogen's book that I plan to give a copy to every family member as gifts. I think they'd all benefit from Ellenbogen's sound and timeless advice.

Worth its weight in gold!
I give it two thumps up. This is a must have book. It should have been called a "Dummies Guide for Everyday Financial Issues" because it's so simple to understand. It gets right to the point on how to save money. While I found many of the items as common sense, I just did not think of them until a saw the tips. I saved myself lots of aggravation by using the tips not to mention the money I saved around the house. I never thought that all these tips could add up to so much extra money. I also learned a lot about how to negotiate. I could not believe it myself - I saved $22 on a cosmetic case that would have cost $68 all because I read the book and educated myself. It was well worth the price. I have been recommending it to all my friends. My younger sister saved hundreds of dollars, buying a new car, received additional options and she only read one chapter.